Frequently Asked Questions

Prelicense Training

Starting on May 1, 2012, the fingerprinting fees will be as follows:

Individuals Fingerprinted at Department of Insurance's Examination Sites: a new fingerprint vendor, Accurate Biometrics will begin live scan services at the California Department of Insurance's (CDI) Los Angeles, Sacramento, and San Francisco examination sites at a reduced fee of $58.30. The fee currently is $58.95. The $58.30 fee includes the FBI processing fee of $17, DOJ processing fee of $32, and Accurate Biometrics' rolling fee of $9.30. The applicant may pay using all major credit cards -- VISA, MasterCard, American Express and Discover Card. In addition a money order, cashier's check, company check or personal check in the amount of $58.30 made payable to "Accurate Biometrics" will also be accepted.

Individuals Fingerprinted at PSI's Examination Sites: CDI's examination vendor, PSI's Services, LLC will continue to provide fingerprinting services through L-1 Solutions at PSI's test centers. The total processing fee for the fingerprint impressions taken by L-1 Solutions is $68.95, which includes the FBI processing fee of $17, DOJ processing fee of $32, and the rolling fee charged by PSI of $19.95. L-1 Solutions accepts money orders, cashier's checks, company checks (made payable to L-1 Solutions), VISA and MasterCard. Personal checks and cash will not be accepted.

Individuals who send their Fingerprint Cards: California non-resident license applicants and insurance company officers/directors are to submit their fingerprint cards and the reduced $58.30 fingerprinting fee to Accurate Biometrics, 8680 Greenback Lane, Suite 200, Orangevale, CA 95662. The fingerprint card payment options include all major credit cards, which can be recorded on the credit card authorization form and mailed along with the fingerprint card and Live Scan Service Request Form to Accurate Biometrics, or by a money order, cashier's check, company check or personal check in the amount of $58.30 made payable to "Accurate Biometrics". A Live Scan Service Request form must accompany the completed fingerprint card. The form is available on CDI's website at www.insurance.ca.gov Go to the SEARCH box on the main page and insert "Live Scan Service Request" and then select "GO" to retrieve the form for non-resident license applicants or for insurance company officers/directors.

If you have any questions regarding this matter, please contact the Examination Section at (916) 492-3570.

Charlene Ferguson
Chief, Producer Licensing Bureau
California Department of InsuranceQuestion Quick Link: http://www.prelicensetraining.com/page/faq/1/49

What type of California insurance license can I get through these courses?

Please refer to this page for a comprehensive listing of courses being offered.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/1

What is the length of this online course?

The course will either be 52, 40, 20, or 12 hours depending on your license needs.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/10

What do I receive as proof that I completed the course and how do I schedule an exam?

You will be able to print out your own Certificate of Completion once the course is completed. We will notify the Department of Insurance on your behalf that you have completed the course. You will schedule your state exam thru the California Department of Insurance website. We have posted the link to their website on our home page. Question Quick Link: http://www.prelicensetraining.com/page/faq/1/17

What is the difference between 52 hours and 40 hours?

The 12 hour difference is the California Code and Ethics portion. You are only required to complete the 12 hours of Code and Ethics once. So if you have a active license or you have completed a 52 hour course then you would only be required to complete the 40 hour course. If this is your first license then you will need the 52 hour Certificate of Completion to sit for the State exam. Also, when taking any of the 20 hour courses you will also need the 12 hour Code and Ethics course in order to obtain one of those license.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/2

Do I have to complete the entire course in one sitting?

No. Our Online courses can be taken at your convenience, you can log on and off whenever you wish. Your progress will be tracked so you will be able to resume the course where you last left off. You can take the class in 52 consecutive hours or over the course of several days or even weeks if you prefer. If you run out of access time your may purchase access time extensions from within your dashboard.
Question Quick Link: http://www.prelicensetraining.com/page/faq/1/11

What do I need to do with the certificate of completion?

Once you complete the course you can print your own certificate for free. After printing your certificate, you need to take it with you to the Department of Insurance Testing Center when you take your exam. You may schedule your state exam through the DOI website. We provide a link to this site on our home page. You will also want to keep a certificate of completion for your own records.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/18

What are the state exams like? What do I need to score in order to pass?

The State exam for 52 and 40 hour courses contain 150 multiple choice questions. For Limited Lines Auto and Personal Lines courses the exam is 60 multiple choice questions and for Life only and Accident and Health the exam is 75 multiple choice questions. You must receive a score of at least 60% in order to pass the exam. You may retake the exam 2 consecutive times and then must wait 30 days to sit for the exam on your 3rd attempt. For your 4th attempt there is no waiting period. You must then wait 60 days before your 5th attempt and for your 6th attempt there is no waiting period. For Life-Only Agents and/or Accident and Health Agents, Property and Casualty Broker-Agents, Personal Lines Broker-Agents, and Limited Lines Automobile Insurance Agents only: Pursuant to Section 2182 of the California Code of Regulations if you fail or fail to appear for the examination two times, you will not be permitted to retake the examination for a period of third (30) days. If you fail or fail to appear two more times after the thirty (30) day-period, you will not be permitted to retake the examination for a period of sixty (60) days.

Failure to Appear: If an examinee fails to appear at the time and place set for the examination, the examinee shall be deemed to have failed the examination (Section 1683 of the California Insurance Code).
Question Quick Link: http://www.prelicensetraining.com/page/faq/1/3

What is the difference between the Online Training System and the StudyHall?

The Online Training System is the training course required by the California Department of Insurance. After completion you will receive the certificate needed to sit for the state exam. We will notify the DOI when you have completed the required training immediately.
The StudyHall is an optional exam prep testing center that allows you to practice exams and quizzes in a testing environment. The StudyHall is not part of the required hours or part of the Certificate of Completion; it a highly recommended additional study tool.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/12

When will I receive my certificate of completion?

At the end of the course (and when you satisfy D.O.I. state time requirements) you will be able to print your own certificate of completion for FREE on the website. You will want to print out two copies of your Certificate of Completion, one for your records and one to take with you to the state exam. The print-out will be as valid as the original. Obviously, you need access to a printer.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/19

What is the Guarantee to Pass the First Time policy?

We feel so confident you will pass the first time after using our online training system and our StudyHall testing center that we guarantee it. Our guarantee agrees to reimburse you the Department of Insurance retesting fee, which is currently $37.00. For our official rules and guarantee honor form, please see item number 1 on our home page under Why are We the Best.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/25

Do I need any type of approval or company sponsorship before taking this course?

No approval or sponsorship is required. You may take the course without knowing what company you want to work for. If you complete the course, you may sit for the exam even without company sponsorship, but note that you will not be able to conduct insurance business without a company appointment. You will have a valid insurance license, but it will be inactive until a company sends an appointment to the CA. DOI on your behalf.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/4

Do I receive a hard copy book with these courses?

No. You will have access to a virtual book online for 90 days (check course details as access days are subject to change). If you would like a hard copy book in addition to the online virtual book then you may purchase one here. The virtual book and hard copy book are the exact same material.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/13

What if I need to receive my certificate as soon as possible?

As soon as you finish the course you will be able to print out your own certificate of completion for FREE. You must have access days left on your course in order to print the certificate. If your account is expired you can contact support and make arrangements for a certificate, there is a processing fee to do this after your account has expired.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/20

When can I begin the course and how long do I have to finish it?

You may begin immediately after filling out your registration online and completing the purchase of a course. You have 90 access days to complete the course. There are 30 day extensions you may purchase if additional time is needed. Access days are subject to change, please refer to the product description during checkout to determine how many access days the purchase grants.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/5

May I print the virtual book or any part of the online material?

No. For security and copyright reasons, we do not allow printing or copying of our copyrighted material. However, you may purchase a hard copy book which allows you to study when you are away from the computer.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/14

Does the certificate of completion have an expiration date?

Yes, the certificates will expire 3 years from the date of your course completion. If you do not pass the exam within 3 years, you will need to complete this training again and obtain a new certificate.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/21

If I have an out of state license, do I have to take this course to get a California license?

You must check with the CA Department of Insurance to verify how many required hours you will need. Some states do not require pre-licensing education, therefore to transfer your license you would still need to complete the 52 hrs of prelicensing.

The D.O.I. website is www.insurance.ca.gov
D.O.I. Phone # 800-967-9331Question Quick Link: http://www.prelicensetraining.com/page/faq/1/6

May I go forward and backward at any time during the course?

No on forward and Yes on backward. You may go backward at any time for review purposes. You must complete each chapter is sequential fashion, you cannot skip over a chapter. The Department of Insurance requires you spend X hours in each course before you can print a certificate. X hours varies depending on the course you have selected. If you reach the end of a course without meeting the D.O.I's time requirements you will be provided with a time-sheet of your time spent in each section and quizzes and how much time left you must spend to satisfy D.O.I requirements. Use this time sheet to see where you need to spend remaining time studying.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/15

May I take my state exam online?

No. Even though the required prelicesing hours are offered online, the state exam is not. You will have to physically attend a California DOI testing center. A list of testing centers is offered on the DOI web page. See the DOI link on our home page.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/22

If I had a CA insurance license before but let it expire, do I have to take this course again?

If your license and certificate of completion have both expired you will need to take the course again. A new certificate is needed to sit for the state exam.

If your certificate of completion has not expired you may take it and sit for the state exam without going through the course work again. Certificates are good for 3 years. Question Quick Link: http://www.prelicensetraining.com/page/faq/1/7

I thought the DOI did not allow online courses? How do I know this course is approved by the DOI?

A new law went into effect Jan. 1st 2007 that allows online courses for the required insurance prelicensing. The Department of Insurance approved our courses on Jan 2nd, 2007. In fact, we were the first company approved in California for online insurance prelicensing. To verify that we offer approved courses, you may contact the DOI and give them our California Provider #123523, or search for approved courses on the DOI website.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/16

May I take more than one course at a time?

Yes. You may register and complete multiple courses at one time but you can only log into one course at a time. In other words, you may register for both FC and Life agent courses, but you cannot have both courses open at the same time. You have to be logged into one at a time. If you are caught trying to receive time credit for running multiple courses at the same time we reserve the right to remove time from your account or in extreme cases your account may be suspended.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/8

Can I just buy the hard copy book, read it and receive my certificate of completion?

Purchasing and reading the book does not satisfy the Department of Insurance required hours to receive a certificate. You must purchase the online version of our course in order to receive the hours and certificate needed to take the DOI state exam.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/9

What if I lose my certificate and need a replacement?

At the end of the course you will be able to print your own certificate of completion for FREE. You will want to print out two copies of your Certificate of Completion, one for your records and one to take with you to the state exam. The print-out will be as valid as the original. Obviously, you need access to a printer.

If your account is expired you can contact support and make arrangements for a certificate, there is a processing fee to do this after your account has expired.Question Quick Link: http://www.prelicensetraining.com/page/faq/1/35
Category Quick Link: http://www.prelicensetraining.com/page/faq/1

Continuing Education

What courses do you offer?

Please see our Continuing Education page to view a comprehensive list of courses we provide.Question Quick Link: http://www.prelicensetraining.com/page/faq/2/43
Category Quick Link: http://www.prelicensetraining.com/page/faq/2

StudyHall

What courses do you offer?

Please see our StudyHall page to view a comprehensive list of courses we provide.Question Quick Link: http://www.prelicensetraining.com/page/faq/3/42
Category Quick Link: http://www.prelicensetraining.com/page/faq/3

Video Cram Course

What courses do you offer?

Please see our Video Cram Course page to view a comprehensive list of courses we provide.Question Quick Link: http://www.prelicensetraining.com/page/faq/4/41
Category Quick Link: http://www.prelicensetraining.com/page/faq/4

Technical Issues

How can I skip to a different part of a video?

Videos are progressively downloaded which means you can only skip ahead if you have already downloaded that part of the video first. If you want to skip to a later part of the video you may need to let the video load for a few minutes depending on your internet connection. All videos load from start to finish, once the video loads up to the part you want to skip to you may slide the play bar to that spot and the video will start playback from that spot. It is not required to start watching the video from the start each time, but you must let the video load long enough to skip to your part. Time needed to load is dependent on many factors, the main ones being the file size of the video and your internet connection speed. Some of our videos are very large as they contain over an hour of instructor led video lessons.Question Quick Link: http://www.prelicensetraining.com/page/faq/5/40

Website Software Requirements

In order to view our content correctly you must have a up-to-date browser that has javascript enabled. You will also need Adobe Flash Player. Click HERE to download Adobe Flash player. Adobe Flash Player is free to download and install. If you already have Adobe Flash Player installed and you still cannot view/hear material/videos/audio check to see if your software haa an update that needs to be applied. If you need to enable javascript follow the steps on this webpage HERE.

Please CLICK HERE to view our systems check page.Question Quick Link: http://www.prelicensetraining.com/page/faq/5/37

Can I take the course from various locations and computers? What about out of state?

The courses are available to you from any computer that has Internet access and you may use multiple computers to complete your course. You do not need to be in California to complete this training, but be aware all state testing centers are located in California. Question Quick Link: http://www.prelicensetraining.com/page/faq/5/27

Do I need high speed internet access or will dial up work?

No. The course was created with dial-up users in mind. Of course, DSL or broadband is a faster connection, but your experience will be excellent even with a dial-up connection. With dial up you may not be able to view the optional training videos, but these are not required to complete the course. The videos are strictly an optional tool.Question Quick Link: http://www.prelicensetraining.com/page/faq/5/28

What browsers are supported?

Our website was designed to work with all mainstream browsers. Please make sure your browser is kept up-to-date and that you pass the requirements of the systems-check page.

We recommend one of the following browsers (not in any particular order):
Question Quick Link: http://www.prelicensetraining.com/page/faq/5/29

What happens if I have technical difficulties or the system malfunctions during the course?

If you experience any problems while taking the course, then please call 1-800-780-2113 or e-mail support@PreLicenseTraining.com for assistance. PreLicenseTraining.com provides customer support 24/7 by email and from 9am to 6pm Monday thru Saturday by phone. Our normal response time by email is within 1 to 2 hours and by phone within the next business day if not sooner.Question Quick Link: http://www.prelicensetraining.com/page/faq/5/31

What happens if I get disconnected from the Internet?

If you get disconnected from the Internet, then you will need to log back into your account. If this happens, then you will be returned to the beginning of the lesson you were working on when you were disconnected.Question Quick Link: http://www.prelicensetraining.com/page/faq/5/32

Do I need to have sound on my computer to take these classes?

No, sound is not required for prelicense training. The beginning tutorial and introduction explain the course overview and give detailed instructions via audio files but if you do not have speakers for sound you can read a narrative about the tutorial overview and the introduction. To take advantage of the optional video/audio training sessions, then sound is required.

Sound is required to take advantage of the Video Cram Course's.Question Quick Link: http://www.prelicensetraining.com/page/faq/5/33

How do I get a username or password? What do I use it for? What should I do if I forget it?

You can get a username and password by signing up for an account on the website. You may signup for an account at any time. Click here to signup.

Each student selects a unique username and password. The password should be something you can easily remember but not a simple dictionary word or something that someone could guess. You will use the same username and password each time you attempt to log into your course. If you forget your password, then click on Forgot Password on the login page.Question Quick Link: http://www.prelicensetraining.com/page/faq/5/34

What if my video is cutting in and out or poor quality?

Please remember that our video is downloading over the internet and will only be as good as the speed of your internet connection. If you have a slow connection you may not be able to do other things on your computer when downloading the video since some of the video files are large. Also remember that these video clips are a supplemental tool and are not required to complete the course and receive your certificate of completion.Question Quick Link: http://www.prelicensetraining.com/page/faq/5/36
Category Quick Link: http://www.prelicensetraining.com/page/faq/5

Payment Options

What methods of payment are accepted?

You may pay with any major credit card or with a bank/debit card that has a credit card logo on it. You may also mail a check or money order for the dollar amount of the course you wish to take to:

PreLicenseTraining.com
Attn: Registration Department
1322 E. Shaw Ave #260
Fresno, CA. 93710

If you mail your payment, please be sure to include your name, email address and a daytime telephone number so we can contact you to complete the registration and get you started quickly. Please be aware that if you pay by check you may not have access until your check clears our bank.Question Quick Link: http://www.prelicensetraining.com/page/faq/6/23

Is it secure to send my credit card and personal information thru this site?

We utilize the most secure technology available, SSL (Secure Socket Layer). SSL (Secure Sockets Layer) is the standard security technology for establishing an encrypted link between a web server and a browser. This link ensures that all data passed between the web server and browsers remain private and integral. SSL is an industry standard and is used by millions of websites in the protection of their online transactions with their customers. Question Quick Link: http://www.prelicensetraining.com/page/faq/6/24

What is the refund policy?

Due to the nature of online training courses we do not offer refunds once you have logged into to the purchased course. If you have not logged into the course you may request a full refund minus a $25 non refundable processing fee by sending an email request to support@PreLicenseTraining.com. Email requests for refunds must be received within the first 72 hours of registration. No refunds are available after 72 hours from the time of your online registration, regardless of whether you have logged into the system.Question Quick Link: http://www.prelicensetraining.com/page/faq/6/26
Category Quick Link: http://www.prelicensetraining.com/page/faq/6

Quick answers to common questions.

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